Change your account to Reward Platinum
Boost your benefits with our Reward Platinum account
- Earn £4 a month in Rewards for 2 or more direct debits of at least £2.
- Earn £1 a month in Rewards just by logging into our mobile app.
- Mobile phone insurance.
- UK car breakdown cover.
- Worldwide family travel insurance.
- Free from non-sterling transaction fees on purchases abroad.
- Choose your way to pay with Apple Pay, Google Pay™ or Contactless Debit Card. Limits apply.
To apply, you must be an existing Royal Bank current account customer.
Get travel insurance and other benefits with our packaged bank accounts
Our Reward Platinum account is packed full of extras to help you while you're abroad.
Worldwide travel insurance (with COVID cover)
Family travel insurance that covers you and your eligible partner and dependent children for trips up to 31 days. It includes emergency medical expenses, cancellations, baggage and more.
Worldwide travel insurance is underwritten by AWP P&C SA and administered by AWP Assistance UK Ltd trading as Allianz Assistance.
Who is covered under family travel insurance?
- Family cover includes you and your partner, plus any dependent children under age 18 at the start of the journey (under 23 if they’re in full-time education). Children must be living at the home address (or with the other parent), and be neither married nor in a Civil Partnership.
- Your partner is the person you, the account holder, lives with at the same home address in a relationship, whether married or cohabiting.
Over 70 or have pre-existing medical conditions?
- If you or your joint account holder are aged 70 or over, you’ll need to get in touch with us each year to get your cover, where there will be a £75 annual premium per person.
- Pre-existing medical conditions won’t be covered. You may have to pay extra for this or you may find that your condition cannot be covered.
If wish to discuss further, you can call us: UK: 0345 609 0456 | Relay UK: 18001 0345 609 0456 | Monday to Friday, 8am-8pm | Saturday, 9am-5pm | Sunday, 10am-5pm.
If Allianz Assistance are unable to offer you an upgrade to extend the level of cover you need, or your upgrade insurance premium is higher than you expected because you have medical conditions, help could still be available.
You may be able to obtain alternative travel insurance cover for pre-existing medical conditions by contacting one of the providers featured in the MoneyHelper Directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need.
Telephone: 0800 138 7777 | Relay UK: 18001 0800 138 7777. Monday to Friday, 8am to 6pm | Saturday, Sunday and Bank Holidays, closed
